The “no-spend challenge” is all the rage. It’s a 30-day program and you are challenged to limit your spending, focusing only on your bills and fixed expenses like housing, utilities, transportation, and loan payments for an entire month! It’s a...
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Ok, so you want to cut spending but the 30-day program isn’t right for you. Consider the spending delay strategy. This helps those that find ourselves making impulsive purchases, only to regret them later. The idea is to decide in...
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Does the thought of cutting your spending make you anxious? You are not alone. Some find gradually spending cuts a lot easier than huge spending changes at once. Here are some tips and tricks to gradually slow spending.
Gradual Spending...
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The holidays can be a festive time of year, but you don’t want the debt of holiday’s past to haunt you into the new year. Here is my holiday spending tip list - be sure to check it twice.